Loan Modification and Loss Mitigation

The recent, vast changes in the housing market concerning home values and up-adjusting ARMS have created financial hardship and record foreclosures across America.

Banks, Savings and Loans and home owners are all interested in finding reasonable solutions to these situations.
If your home value is less than the mortgage(s) on your home or if the payment you have or will have could be unaffordable, we may be able to help.  American Team Mortgage has teamed up with attorneys who have special interest and expertise in working out these problems.

If you are 30 or 60 days late or if foreclosure proceedings have already begun, let us tell you what your choices are.  Immediate action on your situation can save your home even if trustee sale has been scheduled!  These emergency situations must be addressed very quickly, so do not wait a moment on these issues, time is of the essence.

When you call American Team Mortgage, you will speak with a real estate professional who will explore your unique financial situation.  Your answers to specific financial questions are analyzed through our proprietary software and solutions are generated that can help save your house, your cash flow and your credit rating.
If your financial analysis points toward good odds of reaching a beneficial settlement, your case is referred to the best lawyer to negotiate directly with your lender to work out a mutually beneficial solution.  Everybody wins when you can keep your house and afford your payments.

Your financial analysis is free; however legal services will require a fee.  You will be informed in your first interview with American Team Mortgage what you can expect to spend and what you can expect to save.